GAN is a fund created by Traive and Instituto Folio, with support from The Lab, to finance the purchase of biological inputs and regenerative technologies by farmers and companies across the agricultural value chain. It is an innovative financial structure designed to unlock the growth of low-carbon agriculture in Brazil.
Credit fund to accelerate regenerative agriculture in Brazil
What it is
Why it was created
Tropical agriculture is at an inflection point: declining productivity, biodiversity loss, reduced climate resilience, and strong dependence on chemical inputs. One of the main bottlenecks to regenerative transition is limited access to credit—both for bioinput companies and for farmers seeking to adopt new technologies.
GAN fills this gap.
What GAN does
- Bioinput and regenerative technology companies
- Distributors, cooperatives, and retailers
- Farmers seeking technical and financial alternatives to conventional agriculture
- Commercial, impact, and philanthropic investors
Who it is for
- Invests in CRAs backed by regenerative technologies
- Connects industry, distributors, and farmers to competitive credit
- Provides technical assistance, risk analysis, and impact measurement
- Expands the supply of bioinputs (biofungicides, bioinsecticides, inoculants, cover crops, etc.)
- Reduces barriers to adopting practices such as soil health management, crop rotation, and reduced reliance on fossil inputs
Key challenges and learnings
The transition is a real adaptation process, with no one-size-fits-all formula.
- The first two years are the most sensitive: removing chemicals can cause ecosystem imbalances
- Systems tend to rebalance with the return of natural enemies
- Key learnings include improved crop planning, input and machinery management, earlier planting, and appropriate seed selection
Why it is strategic now
- Bioinputs already represent a USD 1B market and are growing rapidly
- 80% of agricultural transactions occur on credit—yet biologicals lack adequate financing lines
- Brazil leads global pesticide use (USD 50B), reinforcing the urgency of transition
- Regenerative agriculture reduces costs, risks, and emissions while increasing climate resilience
- GAN offers a multi-risk structure, attracting capital from DFIs to commercial investors
What GAN delivers
- Structured and accessible credit for clean technologies
- Expansion of the bioinputs market
- Acceleration of regenerative adoption across millions of hectares
- Reduced fossil fuel use and increased carbon sequestration
- Greater income and resilience for farmers
The opportunity
A USD 50 million fund designed to scale regenerative solutions and transform the tropical food system.
A financial product that combines innovation, climate impact, and returns—creating a new pathway for Brazilian agriculture.
Who leads the transition at GAN
Maurício Fragata Quintella is a business executive at Traive, a Brazilian agfintech focused on credit and innovation in agribusiness, where he serves as Chief Operating Officer (COO) and Head of Business Development.
He holds a degree in Business Administration from FAAP and has completed executive education at London Business School.
At Traive, he leads initiatives focused on expanding financial products, integrating technology and data, and developing sustainable credit models for the agricultural sector. His work is centered on driving innovation, sustainability, and efficiency across agricultural value chains.
He holds a degree in Business Administration from FAAP and has completed executive education at London Business School.
At Traive, he leads initiatives focused on expanding financial products, integrating technology and data, and developing sustainable credit models for the agricultural sector. His work is centered on driving innovation, sustainability, and efficiency across agricultural value chains.
He is a co-founding partner of Raiar Orgânicos, one of the country’s largest organic protein companies, and the founder of Instituto Folio. He holds a degree in Production Engineering from UFSCar and built his career at the multinational Louis Dreyfus Company (LDC), where he served as Head of Grain Merchandising Operations in Brazil. He was also responsible for implementing grain operations in China and India for the same company.
